Corporate Disclosures
Al Baraka Bank Egypt reported consolidated net profits of EGP 4 billion in 2025, compared to EGP 3 billion in 2024.

Emirates NBD Bank – Egypt achieved EGP 6.1 billion net profit before tax by December 2025, up from EGP 5.3 billion in 2024, marking 15% annual growth.

Banque du Caire posted net profits of EGP 16.1 billion in 2025, a 30% increase compared to EGP 12.4 billion in 2024.

AT Lease (Al Tawfeek Leasing) recorded consolidated net profits of EGP 270 million in 2025, versus EGP 216 million in 2024.

Ismailia Misr Poultry achieved consolidated net profits of EGP 45 million in 2025, compared to EGP 37.5 million in 2024.

A block trading transaction was executed on Pioneers Properties for Urban Development, involving 9.67 million shares worth EGP 42 million.

EFG Hermes successfully completed its role as global coordinator and bookrunner for the IPO of Gourmet Egypt on the Egyptian Exchange.

B Investments announced plans to inject EGP 2–3 billion in investments over two years in higher education, healthcare, and food industries, with potential expansion into Gulf markets (Saudi Arabia and UAE).

Spinalex (Alexandria Spinning & Weaving) received an offer from a consortium expressing intent to submit a mandatory tender offer for 51% of the company’s shares.

Key Economic Developments
The Central Bank of Egypt withdrew EGP 78.2 billion liquidity via open market operations at an interest rate of 20.5%.

The Internal Trade Development Authority reported net profits of EGP 494.7 million for FY 2024/2025, up EGP 27 million from the previous year.

The Prime Minister met with the Minister of Finance to review progress on Egypt’s program with the IMF, focusing on fiscal policy, debt management, foreign currency inflows, and investment climate.

The Minister of Petroleum met with Arkeus Energy (joint venture between ADNOC and BP) to discuss gas exploration and production expansion in Egypt.

The Minister of Agriculture met with Bayer Global to explore cooperation in applied research and crop protection technologies.

The Minister of Tourism & Antiquities met with Boodaicorp Group (including Jazeera Airways) to boost tourism inflows to Egypt.

The Financial Regulatory Authority mandated consumer finance companies to provide insurance coverage for clients against death and permanent disability.

The General Authority for Investment announced EGP 1 billion investments by Otsuka in a new plant in 10th of Ramadan City, strengthening Egyptian-Japanese partnership.

The Export & Import Control Authority emphasized that green transformation is now mandatory for Egyptian chemical exports to access global markets.

The Upper Egypt Development Authority signed cooperation protocols with Qena Governorate to support investment projects.

The Suez Canal Economic Zone signed agreements for:

Gras Egypt (fertilizers & agrochemicals) with $2 million investment.

Al Atta Group (food & mining industries) with $11 million investment.

The Japanese Ambassador confirmed Otsuka’s new plant will serve as a regional hub exporting to five Middle Eastern countries, including the UAE.

The Suez Canal Authority announced the transit of ASTRID MAERSK container ship on its maiden voyage.

A cooperation agreement between MAPSO Egypt and Misurata Free Port (Libya) was signed to build fishing vessels, tugboats, and other marine units, with future expansion into shipbuilding and maintenance.

Issuer Name : EFG Securitization The Second Issuance - Fourth Program Tranche C March 2030
ISIN Code : EGB694K1S257
Reuters Code : EGHRSEC2P4C=CA
Interest Type : Floating
Coupon Interest : 21.7%
Coupon Amount : EGP 1.2705580202
Coupon Number : 26
Coupon Date : 26/02/2026
Coupon Payment Date : 01/03/2026
Notes :
Bond Redemption: EGP 3.6420625110

Mr. Sherif Fathy, Egypt’s Minister of Tourism and Antiquities, held a meeting with Mr. Mishaal Al-Otaibi, CEO of BoodaiCorp Group, which owns several well-known brands including Jazeera Airways. The meeting aimed to explore cooperation opportunities to increase tourist traffic to Egypt through the airline’s routes.

This meeting took place during the Minister’s current visit to Kuwait to participate in the 52nd meeting of the Regional Commission for the Middle East of the United Nations World Tourism Organization.

During the meeting, the Minister highlighted Egypt’s new and promising tourist destinations, including the North Coast and New Alamein City, which have become attractive spots for tourists from the Gulf region. He pointed out that there are many opportunities to launch new flight routes to Egyptian destinations.

He also explained the potential of integrating Egypt’s diverse tourism products to offer a unique and comprehensive experience—for example, combining beach tourism with cultural tourism, or linking visits to the North Coast with Siwa Oasis.

The meeting was attended by Ambassador Mohamed Gaber Abou El Wafa, Egypt’s Ambassador to Kuwait; Ms. Rana Gouhar, Advisor to the Minister of Tourism and Antiquities for Communication and External Relations and General Supervisor of the General Department of International Relations and Agreements at the Ministry; Dr. Ahmed Nabil, Assistant to the Minister of Tourism and Antiquities for Aviation and Follow-up; and Counselor Mohamed Abdelhalim from the Egyptian Embassy in Kuwait.

Source: Al-Mal

Cairo Bank achieved positive performance during fiscal year 2025, recording a 30% growth in net profits compared to 2024. Pre-tax profits increased by 29% by the end of 2025, driven by improved results across various sectors, most notably retail banking, treasury, corporate credit, and small and medium enterprises.

The bank reported net profits after tax of EGP 16.1 billion, up 30% from EGP 12.4 billion in 2024. Net interest income rose by 21% to EGP 34.1 billion, resulting from a 16% increase in loan revenues and similar income, alongside a 13% rise in deposit costs and similar expenses. Net fees and commissions grew by 10% to EGP 6.3 billion, compared to EGP 5.7 billion in 2024.

Operating revenues climbed to EGP 41.5 billion, compared to EGP 34.7 billion at the end of 2024, marking a 20% growth rate. Administrative expenses increased by EGP 2.8 billion, up 26% compared to 2024.

Coverage includes clients up to the age of 65

Six-month grace period to comply

The Financial Regulatory Authority (FRA) has mandated that companies operating in consumer finance provide insurance coverage for their clients. This step aims to enhance protection for those dealing with non-banking financial activities, support financial and social stability, and strengthen integration among non-banking financial sectors.

Decision No. 28 of 2026, issued by the FRA’s Board of Directors chaired by Dr. Mohamed Farid on January 22, 2026, requires consumer finance companies to insure clients who receive financing up to the age of 65 against the risks of death (for any reason) and total permanent disability. The insurance amount must equal the outstanding financing balance owed by the client. The decision also allows insurance coverage for clients over 65, subject to agreement between the insurance company and the finance company.

The decision obliges life insurance and savings companies to use a unified contract model for covering consumer finance clients, exempting these contracts from service fees, and granting insurance and finance companies a six-month period to adjust their status.

The unified model defines the contracting parties as the consumer finance company (the contracting party) and the life insurance company (the insurer). Coverage applies to all clients listed in approved registers, with insurance amounts equal to the remaining financing balance up to age 65, and automatic acceptance of insured clients.

In the event of death or total permanent disability, the insurance company must pay the insurance amount—equal to the remaining financing balance—within five working days of receiving the required documents, including a copy of the national ID card, death certificate or medical report, and a statement of outstanding debt.

The contract defines total permanent disability as a condition preventing the insured from working permanently for at least six consecutive months without improvement, such as complete loss of vision or total paralysis of both limbs. Coverage excludes risks arising from crimes committed by the beneficiary, exposure to nuclear radiation, or pre-existing HIV/AIDS cases before the insurance date.

The decision confirms that economic courts have jurisdiction over disputes arising from the implementation or interpretation of the insurance contract, and stipulates that the contract is void if fraud or materially false information is proven.

During his current visit to Kuwait to attend the 52nd meeting of the Regional Commission for the Middle East of the United Nations World Tourism Organization, Mr. Sherif Fathy, Egypt’s Minister of Tourism and Antiquities, held a meeting with Mr. Ahmed Al-Khateeb, Saudi Arabia’s Minister of Tourism, to explore broader horizons for tourism cooperation between Egypt and Saudi Arabia in the coming period.

During the meeting, the two ministers emphasized the depth and strength of the fraternal relations that unite the two brotherly countries in various fields, especially tourism. They stressed the importance of continuous cooperation between the Egyptian Ministry of Tourism and Antiquities and the Saudi Ministry of Tourism to support and develop the tourism sector. They also pointed out that tourism flows between Egypt and Saudi Arabia are witnessing remarkable growth, both in terms of tourist numbers and spending. They discussed mechanisms of cooperation that would sustain and further this growth in the future.

The ministers agreed to form a joint working group that includes officials from the tourism promotion authorities in both ministries, in cooperation with Egyptian and Saudi tourism companies. The aim is to prepare joint tourism programs targeting tourists from distant markets, particularly the Chinese market. This team will operate within the framework of the executive program signed between the two ministries last November to strengthen joint cooperation in tourism.

The meeting was attended by Ambassador Mohamed Gaber Abou El Wafa, Egypt’s Ambassador to Kuwait; Ms. Rana Gouhar, Advisor to the Minister of Tourism and Antiquities for Communication and External Relations and General Supervisor of the General Department of International Relations and Agreements at the Ministry; Dr. Ahmed Nabil, Assistant to the Minister of Tourism and Antiquities for Aviation and Follow-up; and Counselor Mohamed Abdelhalim from the Egyptian Embassy in Kuwait.

During his participation in the World Health Exhibition and Conference (WHX 2026) held at Expo City Dubai, UAE:

Dr. Ahmed El-Sobky, Chairman of the Healthcare Authority, toured the Turkish pavilion at the exhibition, strengthening Egyptian-Turkish relations in line with political leadership directions following the Turkish President’s visit to Egypt.

He reviewed the latest innovations and developments in digital health and medical services showcased at the Turkish pavilion, receiving detailed explanations on advanced diagnostic solutions, medical imaging, integrated digital health platforms, and advanced care systems.

El-Sobky emphasized that cooperation with Turkey includes localizing Turkish medical industries in Egypt and transferring modern technologies within the framework of bilateral collaboration.

He highlighted the importance of exchanging expertise with Turkey in the field of medical tourism, supporting the Authority’s medical tourism program under the brand “We Care for You in Egypt”, aimed at providing distinguished healthcare services for international patients and improving service quality for citizens in line with global standards.

It is noteworthy that WHX 2026—formerly known as Arab Health—is one of the largest and most important global platforms in the health sector. It brings together international health leaders, policymakers, investors, and leading companies in healthcare, medical technology, artificial intelligence, and digital transformation, fostering innovation, knowledge exchange, international cooperation, and showcasing the latest medical solutions worldwide.

Source: Al-Mal

Major General Yasser Abbas, Vice Chairman of the General Authority for Investment and Free Zones (GAFI), stated that the inauguration of Otsuka Arabia for Health Nutrition reflects Egypt’s commitment to providing an attractive and well-prepared investment environment for diverse foreign direct investments.

He explained that Otsuka’s investments in 10th of Ramadan City have reached about EGP 1 billion, with the new plant adding further value and boosting the volume of direct Japanese investments in Egypt. He noted that the government granted the company the “Golden License,” one of only three Japanese companies to receive this privilege, underscoring the government’s confidence in the project’s feasibility and strategic importance.

Abbas emphasized that the plant will serve as a key link in regional and international supply chains. He highlighted Japan as a valuable partner for Egypt, stressing that the project embodies the shared vision between the two countries, with the government looking forward to deepening this partnership in the coming period.

This came during his remarks at the inauguration of Otsuka Arabia for Health Nutrition—a subsidiary of Japan’s Otsuka Group—in 10th of Ramadan City, built on an area of 95,000 m² to produce health nutrition products and energy drinks.

Source: Youm7

Fumio Iwai, Japan’s Ambassador to Cairo, affirmed that a large number of Japanese companies are currently expanding in the Egyptian market amid continuous improvements in the business environment and growing investment opportunities. He noted that Egypt has become an attractive destination for Japanese industrial investments in the region.

Speaking at the inauguration of the Japanese Otsuka factory in 10th of Ramadan City, he emphasized that these investment expansions reflect confidence in Egypt’s climate and send a clear message about the strength of the economic partnership between the two countries.

He pointed out that the launch of the new plant, equipped with advanced Japanese technology, represents a strategic step to strengthen industrial cooperation. Egypt was chosen as the location for the company’s first factory in the Middle East, making it the fourth worldwide after Japan and a few other countries—highlighting Egypt’s position on the global investment map.

The Ambassador explained that the plant was built on an area of nearly 100,000 square meters and completed in less than two years after obtaining the “Golden License” and finalizing procedures in record time, reflecting government efforts to accelerate land allocation and facilitate licensing.

Source: Al-Mal

Kyoto Bando, Executive Director of Otsuka in the Arab region, stated that Otsuka is a comprehensive healthcare company contributing to human health improvement through the provision of medicines and integrated health products.

He explained that the company has successfully established its presence in the Egyptian market in both pharmaceuticals and health products, emphasizing that the new plant will support operations not only in Egypt but across the Arab region as a whole.

He added that the product currently being manufactured was first launched in Japan in 1965 and began marketing in Egypt in 2024. It is now available in more than 14 countries worldwide, reflecting its global standing. He noted that the new plant is the company’s fourth investment, revealing plans to open dedicated visitor corridors by 2027 to allow interested individuals and students to observe manufacturing stages for educational and awareness purposes.

Bando stressed that obtaining the “Golden License” from the Egyptian government had a significant impact in encouraging the company to inject new investments into the local market. He expressed hope for continued support in the future, particularly given the ambitious expansion plans in Egypt and Gulf countries, underscoring the company’s commitment to supporting Egypt and Egyptians.

This came during the inauguration of Otsuka Arabia for Health Nutrition—a subsidiary of Japan’s Otsuka Group—in 10th of Ramadan City. The plant, covering 95,000 m², will produce health nutrition products and energy drinks.

Company Name : Alexandria Spinning & Weaving (SPINALEX)
ISIN Code : EGS32041C013
Reuters Code : SPIN.CA
Content :
Release from the company concerning the regarding receiving a letter from a consortium expressing their desire and intention to submit a mandatory tender offer to acquire 51% of the total share capital of Alexandria Spinning & Weaving (SPINALEX)

Release from the Company (538 KB)

Source: Al-Mal

Emirates NBD Bank – Egypt, one of the leading banks in the Egyptian banking sector, announced strong financial results reflecting the success of its strategy based on digital leadership, innovation, and integrated banking and investment solutions that meet evolving customer needs and reinforce its position as a trusted financial partner supporting growth and safeguarding savings and wealth.

The bank recorded net profit of EGP 6.1 billion by the end of December 2025, compared to EGP 5.3 billion at the end of December 2024, marking annual growth of 15%. Total revenues reached EGP 15.3 billion versus EGP 13.6 billion in December 2024, representing annual growth of about 12.5%.

On the balance sheet side, total assets rose to EGP 208 billion by December 2025, compared to EGP 159 billion in December 2024, a growth rate of 31%. Shareholders’ equity increased to EGP 23 billion versus EGP 17.4 billion, achieving annual growth of 32%. Return on average equity (ROAE) stood at 33%, return on average assets (ROAA) at 3.6%, while the cost-to-income ratio was 30%.

In terms of lending, total loans and facilities to customers reached EGP 96 billion compared to EGP 84.1 billion in December 2024, a growth of 14%. Of this, corporate and institutional loans amounted to EGP 74 billion versus EGP 67.2 billion (10% growth), while retail loans reached EGP 22 billion compared to EGP 16.9 billion (29% growth).

On the deposits side, total customer deposits rose to EGP 170 billion by December 2025, compared to EGP 128.2 billion in December 2024, a growth of 33%. Institutional deposits amounted to EGP 100 billion versus EGP 82.1 billion (22% growth), while retail deposits reached EGP 70 billion compared to EGP 46.1 billion (51% growth), strengthening the funding base and diversifying deployment tools.

Amr El-Shafei, CEO and Managing Director of Emirates NBD Bank – Egypt, stated: “The financial results achieved by the end of 2025 reflect the success of the comprehensive strategy launched in 2023, which aimed to strengthen the financial position, improve operational efficiency, and expand the customer base. This has effectively translated into exceptional growth in key performance indicators, with net profit reaching EGP 6.1 billion—more than five times compared to the base year—driven by significant improvement in asset quality and diversification of the credit portfolio.”

He added: “We continue to apply the highest standards of corporate governance and risk management, while maintaining efficiency in capital and liquidity management. We are committed to adopting global best banking practices and investing in human capital development.”

It is noteworthy that Emirates NBD Bank – Egypt is a leading banking institution affiliated with the Emirates NBD Group in the UAE. It began operations in the Egyptian market in June 2013 and offers a comprehensive suite of banking services for individuals and companies through a network of 64 branches nationwide, with a strategic focus on digital solutions and advanced banking experiences.

Company Name : The Egyptian Modern Education Systems
ISIN Code : EGS729F1C012
Reuters Code : MOED.CA
Content :
Release regarding the post-implementation disclosure form in accordance with the provisions of Article 29 of EGX Listing Rules.

The Release (244 KB)

Insider Trading Executions: Trading Session 10/2/2026‎
Company Name: Heliopolis Housing
Position: insider
Transaction: buy
Number of Shares: 103000‎

Insider Trading Executions: Trading Session 10/2/2026‎
Company Name: Export Development Bank of Egypt
Position: insider
Transaction: sell
Number of Shares: 3651‎